July 14, 2023

Prohibitions against unsolicited commercial calls

Last June 29, the Government extended the clauses of Law 11/2022, which refers to the guarantees of users regarding their right not to receive unwanted commercial calls. Although these provisions do not apply to automatic dialing systems without human intervention, they provide you with protection against the following situations. 

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July 13, 2023

New for startups: they can benefit from a reduced corporate tax rate of 15%.

With the beginning of the year 2023, the government introduced a new tax measure with the purpose of encouraging entrepreneurship and stimulating the creation of new companies categorised as emerging or startups. This novelty consists in the approval of a reduced tax rate of 15% (as opposed to the generally applied 25%), exclusively for those companies that are established within the stipulated period. In order to take advantage of this benefit, we explain below the conditions to be fulfilled.

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July 3, 2023

Family law: the new work permits that are already in forcé

On 30 June, following the publication of Royal Decree-Law 5/2023 of 28 June, new work permits came into force, included in the Family Law. Its approval aims to respond to the need for reconciliation experienced by workers after facing situations in which the health of their family members and their employment are at a point of incompatibility.

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June 30, 2023

Find out how much you can save on your mortgage life insurance

In the past, when you applied for a mortgage through the bank, you were obliged to take out a life insurance policy that conditioned the granting of the mortgage loan. In reality, these insurances have higher rates than those usually offered by the market, and you end up paying a higher price than those offered through other channels, such as Insurance Brokers and Mediators. 

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